Are you ready to take the plunge into home ownership?

Here are 5 important considerations to think about first:1. Money, money, money! Get professional advice and get prequalified. Make sure you do your homework. Sit down and take the time to consider all the costs.  Look at what your income is today and what your current expenses are.  Be honest with yourself. Then take into consideration going forward, the monthly mortgage costs, expenses to close, repairs, taxes, insurance, future maintenance of the home and property.
2. Make a list of wants versus needs and do not compromise on the needs. If you need four bedrooms don’t settle for three.  If your family is expanding you should be firm in your criteria.
3. Consider buying perfect versus perfectly imperfect. Paint, flooring and lighting being refreshed can go a long way to making a house a home, especially if the home has been well maintained and is in solid condition. If you are not afraid to roll up your sleeves, a little sweat equity could save you thousands up front and many thousands of dollars over time.
4. Get a home inspection.  This may be the best money you will ever spend.  When making one of the biggest investments of your life, you want to make sure it is sound and safe.
5. Hire a Realtor [®]  to ensure your best interests are looked after.  Contracts, costs and considerations are all important factors in purchasing a home and they shouldn’t be left to chance.Now if you are ready to take that plunge, I’d be happy to help.Taking Care Every Step of Your Move.